The first step in your financial journey is to get your personal accounting in order.
Can you answer the following questions accurately?
If you were not able to answer the questions above, you may be interested in the personal accounting template below.
- How much money did you earn last month, gross of taxes?
- How much money did you your bank account see?
- What was your total fixed monthly expense?
- In the last 12 months, on average, how much did you save each month?
- How much did you spend on entertainment last month?
- How much debt do you have?
- What is the highest rate credit card you have, and what is its balance?
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Monthly Personal Accounting Template
You can customize every entry here. For income, use your after tax value… what your bank account sees. For expenses, use an average value if the monthly value is not a fixed number.
Add income or expenses not already present.
Your Income
Name
$$$
Your Expenses
Name
$$$